Windham Financial Services, Inc. also provides investment management services to long-term individual investors based on our fundamental, quantitative and technical institutional research.  Our strategies are tailored to each clients individual investment goals and objectives utilizing Modern Portfolio Theory (MPT) statistics in the structuring of various asset classes to create a diversified portfolio.  Our stock selection methodology is based on selecting the strongest growth companies with consistent earnings performance.  Our fixed income allocation is designed to provide long-term yield and portfolio stability, while we utilize Exchange Traded Funds (ETF's) to enhance our sector weighting and add sensitivity to additional asset classes including gold, currencies and international markets.  

Windham Financial then uses portfolio beta and standard deviation measurements to assess portfolio risk levels and match them to our clients objectives, while we also use a floating rather than fixed asset allocation strategy to continuously adjust and rebalance our portfolios to changing market conditions.  Windham Financial accomplishes this by utilizing dynamic hedging strategies to offset systematic risk during periods of increased market volatility, while focusing on portfolio tax efficiency and controlling our turnover expenses.   

Our overall goal is to lower our sensitivity to stocks during market corrections and concentrate on capital preservation, while increasing our allocation to equities and focusing on growth during periods of market expansion.  We utilize a complex series of quantitative and technical models to accomplish these goals. 

Windham Financial Services, Inc. is registered as both a securities broker-dealer and investment advisor and is a member of The Financial Industry Regulatory Authority (FINRA), the Securities Investor Protection Corporation (SIPC) and the Municipal Securities Rulemaking Board (MSRB).  JP Morgan Clearing Corp.. provides clearing services to Windham Financial Services, Inc. on a fully-disclosed basis.